Ben Player
Associate Director, UK
Ben is an Associate Director in Osborne Clarke's financial institutions group and specialises in FinTech and the regulation and development of products offered to consumers and small businesses.
He regularly advises banks and other finance providers (including market disruptors) on all aspects of regulated credit and associated conduct of business rules. Ben also helps clients structure new and innovative products and helps clients through the FCA authorisation process.
He also drafts suites of regulated lending documents and associated terms for a variety of products, including loans, overdrafts, hire and the purchase of receivables.
Ben is listed as an Associate to Watch in Chambers UK 2023 for Consumer Finance.
Ben Player is technically strong, a good communicator and distils complex regulation into clear and practical advice.
Insights
Financial Services
UK Financial Conduct Authority launches premium finance market study
The regulator is assessing whether there is adequate competition in the market and fair value for consumers
08/11/2024
Read time
3m
Financial Services
Where next for UK green consumer finance?
The search is on for market solutions, from property-linked finance to consumer credit reform
18/10/2024
Read time
3m
Financial Services
What practical issues are holding back green consumer finance in the UK?
Robust consumer protections for unsecured lending can pose problems, while mortgages are far from a perfect solution
03/10/2024
Read time
5m
Financial Services
What's holding back UK green consumer finance? A financial services perspective
What is green finance, why is it needed and what are the challenges?
30/09/2024
Read time
2m
Financial Services
'More to do' – UK FCA reviews principals' oversight of appointed representatives
FCA analysis finds some principal firms are taking a 'bare minimum' approach and are not 'getting the basics right'
27/09/2024
Read time
3m
Financial Services
Has running-account credit come of age in the UK?
As the regulatory landscape shifts, the consumer finance sector is exploring the potential of this credit model
18/09/2024
Read time
5m
Financial Services
Financial Conduct Authority to gather more information from UK consumer credit firms
UK regulator sets out final rules and guidance on new reporting requirements
06/06/2024
Read time
3m
Financial Services
How AI is regulated in UK financial services today
As technology moves faster than ever, how can the existing regulatory framework address new risks?
29/01/2024
Read time
7m
Financial Services
UK FCA proposes new credit reporting governance body with broader objectives
Final market study report details remedies to address sharing, use and regulation of credit information, as well as governance
08/01/2024
Read time
4m
Financial Services
'Data-led supervision': FCA consults on new data requirements for consumer credit firms
UK regulator proposes to collect further data about the consumer credit market
07/11/2023
Read time
2m
Banking and finance
UK regulator's guidance for financial promotions on social media set for revamp
The overhaul aims to keep pace with the rapidly changing online landscape while tackling non-compliant and illegal ads
14/08/2023
Read time
3m
Retail and Consumer
Consumer credit reform in the UK: where now?
A consultation response is likely later in 2023 but reform could transform consumer and small business finance markets
20/03/2023
Read time
4m
