Ben Player
Associate Director, UK
Ben is an Associate Director in Osborne Clarke's financial institutions group and specialises in FinTech and the regulation and development of products offered to consumers and small businesses.
He regularly advises banks and other finance providers (including market disruptors) on all aspects of regulated credit and associated conduct of business rules. Ben also helps clients structure new and innovative products and helps clients through the FCA authorisation process.
He also drafts suites of regulated lending documents and associated terms for a variety of products, including loans, overdrafts, hire and the purchase of receivables.
Ben is listed as an Associate to Watch in Chambers UK 2023 for Consumer Finance.
Ben Player is technically strong, a good communicator and distils complex regulation into clear and practical advice.
Insights
Banking and finance
Does new regulation spell the beginning of the end for 'buy now, pay later' in the UK?
HM Treasury consults on draft legislation for BNPL regulation
03/03/2023
Read time
7m
Retail and Consumer
UK develops thinking on consumer credit law reform but manages expectations
Despite a strong case for reform, the complexities of a 50-year-old regime mean that change will take several years
22/12/2022
Read time
4m
Financial Services
Consumer finance firms: who is in scope of the new Consumer Duty?
Before moving to implementation planning, firms need to make sure whether and where they are caught by the rules
22/09/2022
Read time
3m
Financial Services
UK financial watchdog tells firms to review 'buy now, pay later' promotions
All 'buy now, pay later' products must comply with financial promotion rules or risk enforcement action, FCA warns
26/08/2022
Read time
6m
Financial Services
UK's new consumer duty confirmed with testing timelines
Financial services firms have more time to implement newly unveiled final Principle 12 rules – but the clock is ticking
10/08/2022
Read time
3m
Retail and Consumer
Alternative payment methods offer value for the UK retail sector
New financial services products can help retailers and shoppers choose how goods and services are paid for online and in-store
08/06/2022
Read time
5m
Regulatory Outlook
Regulatory Outlook | May 2022
Welcome to the Regulatory Outlook, providing you with high-level summaries of important forthcoming regulatory developments to help you navigate the...
24/05/2022
Read time
34m
Regulatory Outlook
Regulatory Outlook | April 2022
Welcome to the Regulatory Outlook, providing you with high-level summaries of important forthcoming regulatory developments to help you navigate the...
28/04/2022
Read time
34m
Regulatory Outlook
Regulatory Outlook | March 2022
Welcome to the Regulatory Outlook, providing you with high-level summaries of important forthcoming regulatory developments to help you navigate the...
28/03/2022
Read time
26m
Regulatory Outlook
Regulatory Outlook | January 2022
Welcome to our Regulatory Outlook. This revamped version of the Regulatory Outlook provides you with high-level summaries of important forthcoming...
26/01/2022
Read time
32m
Financial Services
HM Treasury takes next steps on regulation of 'buy-now pay-later'
BNPL lenders and merchants are likely to welcome the proposals, although there are areas where detail and data are lacking...
25/10/2021
Read time
9m
20/07/2021
Read time
3m
