Seirian Thomas
Senior Knowledge Lawyer, UK
Seirian joined Osborne Clarke in September 2021 as a Senior Knowledge Lawyer within the Financial Institutions Group. She works across four core service lines: financial regulation, funds, payments, and consumer finance.
Seirian's practice covers a broad range of financial services clients, including FinTechs, fund managers, banks, payment providers, and consumer finance firms.
Prior to joining Osborne Clarke, Seirian frequently advised on regulatory issues affecting clients such as banks, investment managers, and private investment funds. She has also spent time on secondment to a leading investment bank's corporate banking business, focusing on payments regulation.
Seirian studied English at Oxford University before qualifying as a solicitor in 2015.
Insights
Regulatory Outlook
Fintech, digital assets, payments and consumer credit | UK Regulatory Outlook November 2024
Third HM Treasury consultation on regulation of BNPL products | FCA blog on cryptoasset businesses registering under MLRs 2017 |...
27/11/2024
Read time
10m
Regulatory Outlook
Fintech, digital assets, payments and consumer credit | UK Regulatory Outlook October 2024
Updates on authorised push payment fraud | PSR confirms £85,000 maximum reimbursement limit for APP fraud | PSR guidance on...
30/10/2024
Read time
5m
Financial Services
Where next for UK green consumer finance?
The search is on for market solutions, from property-linked finance to consumer credit reform
18/10/2024
Read time
3m
Financial Services
REGtape UK | October 2024
Developments in financial services regulation in the UK
04/10/2024
Read time
2m
Financial Services
What practical issues are holding back green consumer finance in the UK?
Robust consumer protections for unsecured lending can pose problems, while mortgages are far from a perfect solution
03/10/2024
Read time
5m
Financial Services
FCA gives clear message to UK firms: the Consumer Duty journey is only just 'beginning'
With the new regime now fully in force since 31 July, what approach can firms expect from the financial regulator?
02/10/2024
Read time
5m
Financial Services
What's holding back UK green consumer finance? A financial services perspective
What is green finance, why is it needed and what are the challenges?
30/09/2024
Read time
2m
Regulatory Outlook
Fintech, digital assets, payments and consumer credit | UK Regulatory Outlook September 2024
FCA outlines good and poor practices in cryptoasset financial promotion | PSR response to consultation on expanding variable recurring payments...
25/09/2024
Read time
5m
Financial Services
Has running-account credit come of age in the UK?
As the regulatory landscape shifts, the consumer finance sector is exploring the potential of this credit model
18/09/2024
Read time
5m
Financial Services
Mandatory reimbursement for UK authorised push payment fraud: the countdown is on
With the 7 October deadline approaching, firms grapple with a raft of rules and guidance from the payments regulator
06/09/2024
Read time
6m
Financial Services
Court of Appeal dismisses SIPP operator's challenge of UK financial ombudsman decision
Focus on pre-contractual due diligence may act as a warning to execution-only providers
02/09/2024
Read time
3m
Financial Services
UK FCA adopts commission sharing arrangement-style investment research payment option
The changes, which aim to boost competition, also keep the UK aligned with the EU
15/08/2024
Read time
5m
