Paul founded Osborne Clarke's Financial Institutions Group in 2005, leads OC's FinTech sub-sector and leads OC's UK and International Payments practice and is well known for his market-leading expertise in Payments.

Paul has over 30 years’ experience in the financial services sector and is a renowned payments expert.

Paul is particularly known for his work in embedded banking/finance, open banking, platforms and marketplaces, crypto and digital assets, and e-money and payments generally, as well as for his thought leadership on regulatory developments.

Paul works with leading payments and FinTech clients, in the UK, Europe and globally (particularly within the US). He works with clients from across the whole practical; ecosystem.

Paul Anning is a joy to work with. He is very knowledgeable and practical, he understands how the regulator will react to any given situation. He is consistently timely in his advice and is thoughtful in the regulatory advice that he provides.

Chambers (2024)

Notion Capital

Advised on the establishment of new Capital for Enterprise fund – Notion Capital Fund 2.

Citi

Advised on the impact and implications of the PSD on the business, systems/processes and documentation of Citi's Global Transaction Services division, Consumer Bank, International Personal Bank and Private Bank

Notion Capital

Advised on the establishment of new Capital for Enterprise fund – Notion Capital Fund 2. The Fund will target stakes in Cloud Computing and Software-as-a-Service (SaaS) companies in the UK and Europe.

Citibank

Advised in connection with a number of outsourcing transactions including with FundAssist in respect of a platform to create and distribute investor information documents

Canter Equity Partners

Advised on the creation of Canter Equity Partners LLP via the spin out of a number of experienced executives from the London based European office of Fidelity Equity Partners (FEP)

Funding Circle

Advised Funding Circle since its formation on the regulatory issues surrounding them as a peer-to-peer lending provider

Everything Everywhere

Advised on the UK's first commercial mobile contactless payment service brought to market under a partnering arrangement (awarded TMT team of the Year 2012 by The Lawyer)