All Insights

Digital Regulation

PSD3 and PSR: Impact on payment and e-money institutions

The new regulations on payment services foresee new requirements for payment institutions to strengthen the legal framework already established by
Banking and finance

Invalidity of the joint and several guarantee (afianzamiento solidario) clause and waiver of the benefits of excusion, order and division when the guarantors qualify as consumers

The Provincial Court of Cadiz declares the joint and several guarantee ( afianzamiento solidario ) clause in two leasing agreements
Financial Services

'More to do' – UK FCA reviews principals' oversight of appointed representatives

FCA analysis finds some principal firms are taking a 'bare minimum' approach and are not 'getting the basics right'
Financial Services

ESMA sets stricter guidelines for ESG and sustainability-related fund names

New rules, aimed at reducing greenwashing, require stricter criteria for funds using ESG or sustainability terms - though some uncertainties
Public law

Taking the pulse of public procurement in Spain

We examine two crucial issues in Spanish public procurement according to the annual report of the Independent Office for Regulation
Employment and pensions

UK Public Service Pensions Update | September 2024

Welcome to the latest edition of the UK Public Service Pensions Update
Employment and pensions

UK Employment Law Coffee Break: Equal pay, our HR pensions spotlight for September and the latest news on incentives

Welcome to our latest Coffee Break in which we look at the latest legal and practical developments for UK employers
Regulatory Outlook

Environment | UK Regulatory Outlook September 2024

Nature Restoration: Regulation implemented in the EU | Further guidance on the Biodiversity Net Gain scheme | BNG requirements do
Regulatory Outlook

Health and Safety | UK Regulatory Outlook September 2024

The Terrorism (Protection of Premises) Bill 2024 | Grenfell Tower Public Inquiry – final report | Golden Thread guidance published
Regulatory Outlook

Employment, Contingent Workforce and Immigration | UK Regulatory Outlook September 2024

New sexual harassment duty in force 26 October 2024 | Legislative update: Do we know any more on Labour's employment
Regulatory Outlook

Data Law | UK Regulatory Outlook September 2024

EU Commission plans to create new SCCs for data transfers to third country controllers and processors subject to GDPR |