We have already seen the road to decarbonisation producing systemic shifts to the way that assets are viewed and the value attributed to them, whether we are talking about a storage project or period buildings with little to no energy efficiency measures in place. Transitional risks of changes in policy...

A brief examination of publicly available tender notices shows that a large number of public sector charging and fleet electrification projects are coming to the market. However, the decarbonisation of public sector fleets brings procurement, structuring and funding challenges for stakeholders across the market, from charge point operators to contractors...

The future of the financial services sector will be shaped by two global trends - digitalisation and decarbonisation. We are already seeing a progressive digital transformation of banks, involving collaboration with FinTechs, and implementation of AI or cloud technology solutions. In finance, on the other hand, there is a clear...

Cybersecurity in crypto – key issues Crypto-assets are often compared to cash. Value of those two asset classes is based on completely different mechanisms, that's a fact. However, when considering security, it becomes apparent that many risks are similar. In both cases money laundering and financing of terrorism are the...

The regulation of crypto-asset service providers (CASPs) is one of the main goals of the EU Markets in Crypto-assets Regulation (MiCAR) that entered into force in June 2023. CASPs have in principle until 30 December 2024 to obtain a MiCAR licence. The most important characteristic of CASPs is that they...

Consumer credit legislative reform is on the horizon, including the much-anticipated regulation of exempt "buy now, pay later" (BNPL) credit – and the expected changes are driving innovation in the use of running-account credit models. Running-account versus fixed-sum credit Running-account credit is the antithesis of the more widely used fixed-sum...

As foreign direct investment (FDI) control measures become increasingly stringent in the European Union and the UK, it is crucial for US investors who are considering investment opportunities in Europe to conduct a thorough assessment of the FDI control regimes of their target countries. National security controls EU Member States...

FCA outlines good and poor practices in cryptoasset financial promotion On 7 August 2024, the Financial Conduct Authority (FCA) published a document setting out the findings of its assessment of firms' compliance with financial promotion rules for qualifying cryptoassets. For a sample of firms, the FCA reviewed its onboarding process...