Osborne Clarke's financial services team monitors and advises financial institutions (including clearing, commercial and investment banks, private banks, securities firms and insurance companies) and corporate entities on all aspects of financial services authorisation and the regulatory environment in which they operate.

We regularly advise clients on the most appropriate way to structure and document new products and services in order to meet applicable financial regulations. We advise overseas operations on selling products and establishing a presence in the UK and we have particular experience in advising clients on cross-border regulatory issues, supported by colleagues in our international network.

In addition to financial services legislation and regulation, team members have significant experience with legislation and regulations relating to data protection and privacy (including the collection, use, and disclosure of information) in a financial context. We also specialise in advising on regulatory issues relating to bank cards, payment systems, the content of marketing materials, the Consumer Credit Act, the Financial Services and Markets Act, the Mortgage and Insurance Conduct of Business rules, anti money laundering regulations and anti-terrorism measures.

• A number of insurance intermediaries to provide day-to-day advice on general regulatory matters, including clients who offer insurance as product add-ons, such as Hyundai, Porsche GB and Vodafone
• A leading Japanese investment bank on FSA compliance issues arising out of whistleblowing claims by traders
• An AIM listed company on an investigation by the FSA into timely disclosure of profit warnings and potential breaches of the Disclosure and Transparency Rules

Paul Anning
t +44 (0)20 7105 7446
paul.anning@osborneclarke.com